128 comments

  • giardini a few seconds ago

    If this were true there wouldn't be any "mom-and=pop businesses" left. But they're still present and they're still making money. So I think this is a horse puckey article.

  • burger_moon 2 hours ago

    He's also making it difficult/impossible for people without work visas to obtain auto loans which is destroying the used car market in latino communities and cities with large latino populations. Executive Order 14406 defends this with,

    > Low-dollar cross-border funds transfers have been used to facilitate or commit terrorist financing, narcotics trafficking, human trafficking, and other illegal activity.

    They're banging the national security drum to make it unlivable here for some.

    • gruez 2 hours ago

      >He's also making it difficult/impossible for people without work visas to obtain auto loans [...]

      >They're banging the national security drum to make it unlivable here for some.

      But they're not supposed to be here in the first place? As for the people who are supposed to be here, but are collateral damage (ie. "which is destroying the used car market in latino communities") should we have sympathy for people in such situations? If a local casino is laundering money for drug cartels, but that casino funds the community because it employs workers, should we be against the FBI coming in and busting the casino? What if it's more benign than drug cartels, like run of the mill securities fraud?

      • alistairSH an hour ago

        But they're not supposed to be here in the first place?

        Like any other system, the purpose is what the system actually does. Especially a system that's been around for decades.

        We let them in, so they can work our fields and process our meat and whatever else. We shouldn't be surprised they want to buy cars, own business, and do other completely normal things.

        • gruez an hour ago

          >Like any other system, the purpose is what the system actually does. Especially a system that's been around for decades.

          See: https://news.ycombinator.com/item?id=49260422

          >We let them in, so they can work our fields and process our meat and whatever else. We shouldn't be surprised they want to buy cars, own business, and do other completely normal things.

          So if the city/state/federal government lets a drug addict/dealer population to exist for too long (despite their best efforts at cracking down), they'll eventually get grandfathered in, and we can't enforce anti-money laundering regulations or dismantle their crack dens?

          • alistairSH 32 minutes ago

            The GOP has used immigration as a drum to beat since I became politically aware back in the Bill Clinton days. They've had numerous chances since then to fix immigration in one way or another, but they have not done so. They make a lot of noise. They build a few miles of fence. But, mostly they keep the system the same. Because they NEED that drum to beat.

            Not remotely the same thing as Ukraine's army being stuck in a war they cannot win. Or whatever other not-quite-apt comparisons you want to make.

        • bulbar an hour ago

          I mean it makes sense. Let them come and work illegally, which is much cheaper and enables proper exploitation and then blame them for all kind of things and frame them as the bad guys that exploit the society.

          • soco 24 minutes ago

            I see lots of finger pointing at the workers without permits, but zero, and I mean really ZERO finger pointing at their employers. So basically it's totally fine and dandy to exploit poor people, but a crime to be poor people. All the rest is technicalities.

            In Europe it's the other way around: the businesses employing folks with no right to work get fined to death, with no direct repercussions on the workers (except they lose that income, which is another discussion)

      • BobbyJo an hour ago

        If we want to stop illegal immigration, "not getting a car loan" and "harder to move money across the border" feel like the most humane ways to slow it down.

        Plus, the drug trade coming in from Mexico is, in fact, a huge problem, not just for the US, but for Mexico itself. Mexico is run by cartels specifically because of how much money is made off selling drugs to Americans. This isn't some non-existent problem they are using as cover.

        • RunSet an hour ago

          > If we want to stop illegal immigration, "not getting a car loan" and "harder to move money across the border" feel like the most humane ways to slow it down.

          I can think of a more humane way: Prosecuting the employers who break the law by hiring undocumented workers. The prospect of employment is what draws migrants here in the first place.

          • Lord-Jobo an hour ago

            It’s the only effective method and they basically refuse to do it. Which is a clear sign: the goal is not to “effectively and efficiently stop illegal immigration”. It’s to “cruelly and brutally punish illegal immigrants”. You will see some overlap between those two, but not much. Which is why our Stephen Miller executive policy is the way it is right now.

            • soco 19 minutes ago

              I think it's rather, keep those people around as useful scapegoats for empowering whatever next unpopular policy the oligarchy needs enacted to round up their next trillion.

          • gruez an hour ago

            >Prosecuting the employers who break the law by hiring undocumented workers.

            Don't employers already have to check for authorization to work?

        • mdp2021 an hour ago

          > feel like the most humane ways to slow it down

          (Let us not feel:) How many innocent economic actors does the regulation hit.

      • BugsJustFindMe 2 hours ago

        Everything else aside,

        > "people without work visas"

        is not the same legal category as

        > "they're not supposed to be here"

        • gruez an hour ago

          1. So you'd agree that AI datecenter with 100 (or whatever) jet turbines merely "lacks a permit" rather than "not supposed to be there"?

          2. Practically speaking, how many people lack a work visa (or similar documentation), but are supposed to be here?

          • BugsJustFindMe an hour ago

            Anecdotally speaking, I've personally lived in multiple countries on multi-year-long temporary resident visas without the right to work, because getting the right to work is a separate process from being allowed to be somewhere. So have family members. And in case it makes a difference, which it might, one of those countries was the US.

            In fact, did you know, in Canada it doesn't count as work for visa purposes if you work over the internet for a foreign company and get paid into a foreign bank account and don't compete professionally with local interests? (This is a free hot tip for anyone wanting to live in Canada. It might be true in some other places too, but I don't know.)

            • gruez 18 minutes ago

              >Anecdotally speaking, I've personally lived in multiple countries on multi-year-long temporary resident visas without the right to work, because getting the right to work is a separate process from being allowed to be somewhere. So have family members. And in case it makes a difference, which it might, one of those countries was the US.

              Usually those long term visas (eg. student visas, I guess) require some sort of extra vetting to acquire (ie. they're not the tourist visas that get auto-issued at the border), and therefore are unlikely to be possessed by "people who aren't supposed to be here", so as a practical matter I agree they should be accepted in place of a "work visa".

          • count an hour ago

            Spouses of folks on many kinds of visa are allowed to be here, but aren't allowed to work.

            • gruez an hour ago

              So why would anyone give a loan to someone who can't legally work? If it's really spouse that's the sole earner, why not have the spouse take out the loan?

              • BugsJustFindMe an hour ago

                Ability to work in a particular place and ability to repay a loan are not the same thing:

                1) People get loans against assets literally all the time.

                2) People can live and work in different places.

                • gruez an hour ago

                  >1) People get loans against assets literally all the time.

                  Typically in these cases, there's actually a source of income. You have to pay back the loan, after all. Otherwise I struggle to imagine why anyone without income but with plenty of assets would take out a loan, and having such documentation requirements would greatly inconvenience them. All this feels like a fig leaf for allowing workers lacking work visas to live and work in the US, while turning a blind eye.

                  >2) People can live and work in different places.

                  Again, is this something that actually happens, or is it just a contrived scenario? Is there really a large contingent of people working Mexico and then commuting back and forth to the US? They can't get a loan in Mexico?

                  • Nicook 13 minutes ago

                    people commuting across borders just for work is legitimately very common all over the world. Although I'd assume they'd be able to easily secure a loan in at least ONE of those places.

                  • BugsJustFindMe 19 minutes ago

                    > "Typically in these cases, there's actually a source of income."

                    You mean that there's a demonstrated ability to repay the loan, which isn't the same thing. I say this as a person who has taken many loans in my life, including ones while not working. Anyway that's up to the lender to sort out isn't it?

                    > "Otherwise I struggle to imagine why anyone without income but with plenty of assets would take out a loan"

                    Just because you struggle to imagine doesn't mean it isn't common for reasons you don't know or think about. I think this just shows some missing awareness about how things really work in the world more than anything else. Even Elon Musk, the richest man in the world, has billions of dollars in outstanding loans that he could repay today if he wanted to. I think a good place to start is to investigate why.

                    > "All this feels"

                    I get it. But I think we've established that you haven't considered the way these systems actually work, so your feelings probably aren't fully contextualized.

                    > "is this something that actually happens"

                    Given that I said that I did it personally, why is my story more contrived than the imaginary people in your head that you don't know anything about?

                    > "They can't get a loan in Mexico?"

                    I think this question is a non-sequitur. On what basis should someone's right to do something in place A have any bearing on their right to do something in place B?

                    • gruez 8 minutes ago

                      >Even Elon Musk, the richest man in the world, has billions of dollars in outstanding loans that he could repay today if he wanted to.

                      If billionaires who lack work visas can't get an auto loan because of their stock borrowing schemes, that's fine by me. I don't think progressives would have much sympathy for billionaires in the first place anyways.

                      More to the point people who are actually engaging in this sort of stuff probably either have citizenship, or can buy citizenship so that they're not living in the country undocumented, so your counterexample doesn't work.

                      >Just because you struggle to imagine doesn't mean it isn't common for reasons you don't know or think about. I think this just shows either a lack of awareness about how things really work in the world more than anything else.

                      You know, it's pretty ironic how you interpret my lack of ability to imagine a scenario as "lack of awareness", but you can't think of an actual working example either. You do however, seem to have enough time and words to excoriate me, so why you try again and skip the insults?

          • maxerickson 30 minutes ago

            It's borders that aren't supposed to be there, not people.

        • mdp2021 an hour ago

          People with tourist visas I expect fully entitled and able to get car loans... (Edit: maybe I am misunderstanding the whole thing: is it "loaning cars" or is it "loaning the money to buy cars"?)

          • InitialLastName an hour ago

            In the US, we usually refer to "paying someone to borrow a car" as a car "rental" and "borrowing money to finance a car purchase" as a car "loan".

          • BugsJustFindMe an hour ago

            A car loan is usually loaning money for the purpose of buying a car, not loaning a car.

          • Nicook 12 minutes ago

            getting a long term loan to buy a car sounds like it would signal intention to be more than a tourist.

      • MSFT_Edging an hour ago

        Whether or not they're "supposed" to be here, they've been an integral part of the US economy for decades. It's cutting off your nose to spite your face.

      • gamblor956 37 minutes ago

        Elon Musk and Melania Trump both overstayed their visas and aren't supposed to be here. Elon is known to have violated the terms of his visa, which under the current administration's theory of immigration renders his citizenship void and requires him to be banned from the U.S. for at least 10 years.

        Nobody knows what Melania was doing between the time she arrived and the time she met Trump. She only had a handful of photoshoots shortly after she arrived, and then nothing for 3-4 years until she met Trump at a social event.

    • mdp2021 an hour ago

      Is it creating the manual of the dystopia planner to list the excuses for totalitarism? "National security", "Personal security", "The safety of your kids", "the children"...

      Or is it prodromic to a "stop talking to guts and let us put the factors in a computational framework, where all targets and constraints and consequences are laid out with their demographics"? A Cost/Risk/Benefit for policies?

    • sherburt3 an hour ago

      Why don't they have work visas?

      • bulbar an hour ago

        Because some sectors depend on a cheap work force without any rights.

        • sherburt3 30 minutes ago

          Perhaps they shouldn't

          • insane_dreamer 18 minutes ago

            right; but the problem is that the gov spends billions on ICE instead of prosecuting companies that employ undocumented persons, so the problem doesn't really go away (but it makes for good show and gets GOP votes, which is the only reason for it in the first place)

    • gamblor956 2 hours ago

      One day hopefully another president will use the national security drum to close down all Trump golf resorts and properties on the grounds that they are used to facilitate illegal activity.

  • Aeolun 3 hours ago

    I'd say the law has achieve exactly the effect it intended.

    • 2 hours ago
      [deleted]
    • draw_down 2 hours ago

      [dead]

  • mdp2021 2 hours ago

    > a violation of the fourth amendment that protects the rights of people against unreasonable searches and seizures

    So there exist juridical interpretations that call monitoring low value money transfer «unreasonable searches and seizures»? This is immensely interesting. Does anyone have further info?

  • 2 hours ago
    [deleted]
  • Krypto26 2 hours ago

    My question is , why don't these people have bank accounts?

    • bluemoonx an hour ago

      They systemically lock people out of banking, home ownership, employment, running a business, selling their products, getting famous, and so-on.

      There's a class of people that has to have "more" than the rest. And they do that by controlling access to everything. They spend tons of money on distractions and concepts like moneylending which makes everyone have to go through the "loan" and "approval" process - of course only some people get approved lol So nobody else gets a house!

      Instead of trying to become better themselves and make new discoveries, and build genuine wealth they can give back, the gatekeeping/inheritance mindset is to stop others who are trying to better themselves. To knock them back. It doesn't stop at preventing others from attaining wealth and status, they don't even want you to have a roof over your head.

      If they had it their way, you wouldn't have a bank, house, car, and barely any money. You'd be wearing some goofy uniform working for them living in poverty.

    • hadlock an hour ago

      Economists keep track of the number of "unbanked" people. At the lower end of the spectrum the % of "unbanked" individuals is quite high and they live almost exclusively in an all-cash economy. Particularly in immigrant communities. There are a number of problems with being "unbanked", in particular if your house is burglarized you can lose your entire life savings, and you have little to no access to formal credit, which in the US at least, is the primary path to accruing wealth or at least savings.

    • kotaKat an hour ago

      Depends. Why can't banks offer more debit cards to more people and, I don't know, stop honoring overdrafts? Transactions should decline, not overdraft, even with overdraft off.

      We've built lots of traps for people that have balances near-zero that keep them near zero, and one little mistake snowballs into blacklists from Telecheck, ChexSystems, and other fun companies.

      Meanwhile once you can keep your balance with at least three significant zeros in it, the bank will be happy to shower you back in rewards and cashback, ripped away from the fees and interest levied to the poor.

      • phoghed an hour ago

        Bank of America had a class action against them because they would reorder transactions to make you overdraft.

        For example, when I was relatively poor and near 0 balance in like 2009 era I’d wait for my direct deposit to come so I could grocery shop and pay bills.

        When it deposited, the funds would become available to use even though the transaction wasn’t cleared, pretty normal so far.

        So say you pay 2 bills and grocery shop, come back on Monday and you’d see that your pending deposit vanished, 3 transactions cleared for 3 overdrafts, then your deposit cleared afterward.

        This is just one that I know about because it happened to me. I wonder how many less blatant scams like this exist that most people aren’t even aware of.

        • Freedumbs an hour ago

          This is 100% true and also a tactic used by PNC when I was a near zero person. The hack around it was to try to withdraw cash, then use that. They wouldn't let you overdraft cash withdrawal. That's one anecdotal likely stale trick to avoid the traps they set.

          • kotaKat an hour ago

            The problem is then you have the card number sitting in some online card wallet, set for Autopay or something, and suddenly it's just... allowed to charge you next month even though the card's got nothing.

            Hell no, that shit should have bounced. Now you're in the hole $80 because your phone payment took an autopay from your Visa number.

            Blindly allowing recurring auths to bypass the overdraft rules is utterly insane. Whoops, let's just autobill a few extra zeros!

  • vorpalhex 2 hours ago

    It surprises me how much Americans don't understand how deeply the cartel is in every transaction. Yes, sending money to Grandma to pay for a car is funding the cartel who probably got paid to make the car available. Grandma may even pay small direct bribes to the cartel just to be able to live her life.

    Either all of Mexico can move to the US (probably not a winning solution) or we can make Mexico a safe and excellent country again, and that means getting rid of the cartel.

    And yes, other countries have their issues too and we should help stabilize those countries as well.

    If the Mexican government can fix their cartel issue, we can go back to normal remittances. Until then the US will make policy choices to resolve problems.

    As always, the salt of the earth people will pay the cost for politicians being bad at things.

    • driverdan an hour ago

      What you're suggesting is that all Mexicans suffer more because some money may somehow end up in the hands of the cartel. And that, for some reason, the US should help do this. That's absurd.

      If you really want to eliminate the cartels make recreational drugs legal.

      • midtake 12 minutes ago

        Positive effects aside, legalizing recreational drugs will not eliminate the cartels, but instead will reroute the distribution of their product through "legal" channels. The cartels have sufficient power that the only move left is their integration with established markets. They aren't just going to lie flat while "legitimate" corporations take their spot.

        Legalizing has other benefits though, like increasing scrutiny into human- and arms-trafficking, a legitimized drug business will need to shed that part somehow and hide it.

      • gruez 42 minutes ago

        >What you're suggesting is that all Mexicans suffer more because some money may somehow end up in the hands of the cartel.

        It's not just Mexicans. Cartels don't respect borders.

      • vorpalhex 25 minutes ago

        You give your sister $100. You find out later that she uses $50 of that money to buy heroin and inject it in herself.

        Do you keep giving her the $100?

        Absolutely not! This isn't even a real question.

        If you directly enable a person or group of people or country to harm themselves and others, you have a duty to stop doing it.

        If US remittances are directly fueling the cartel which beats, rapes, murders and even engages in torture, then not only may the US cease that but it is plainly ethically bound to do so.

        Yes, this will make it hard for Grandma to buy a car.

        You can't fund the people who torture and rape random Mexican farmers so Grandma can buy a car.

        > If you really want to eliminate the cartels make recreational drugs legal.

        While murdering drug users with their own money may seem like a clever solution, you are in fact still doing murder just in long form.

    • lokar an hour ago

      A safe and prosperous Mexico would be a huge advantage to America. We should be investing a lot more into this.

      • wil421 an hour ago

        The US has been investing heavily in Mexico. They are our top trading partner.

      • g8oz an hour ago

        Something I found interesting was that China and Mexico have a similar Purchasing Power Parity (PPP) per capita income (~$26000).

    • wombat-man an hour ago

      I think it's possible, but pretty difficult. There's just too much money to be made selling drugs to the US.

      • vorpalhex an hour ago

        I am against marijuana but I think it's clear legalizing it successfully starves the cartel of a lot of drug financing (and therefore we should both legalize it and have public campaigns against using it, ala alcohol).

        Even the weird state based legalization has caused the cartels to pivot into things like avocado farming and mining.

        Drug users don't seem to be overly preoccupied with what drug they use. Probably shifting them towards lower risk choices (pot, ketamine) and aggressively crack down on dealers is a winning combo.

        (A lot of low level dealers are just graduated drug users but the line between buying and selling is a large one and dealers do immense harm while also shielding more dangerous criminals. Incentives against dealing incl aggressive enforcement are powerful at dissuading low level dealers, which in turn starves the criminal organizations.)

        • InitialLastName 37 minutes ago

          > Drug users don't seem to be overly preoccupied with what drug they use.

          What? In the case of opiates (which is the most significant drug problem we have at the moment), users are often physically addicted to a specific substance and that addiction was often initiated by legitimate medical usage of that substance. They'll certainly care if you say "hey, you can't use heroin any more, have some weed instead".

          • vorpalhex 29 minutes ago

            The medical pipeline for opiate addiction has been gone for several years now.

            Most users were exposed to fentanyl unknowingly through buying other tainted drugs, often expecting percocet or even ecstasy.

            Some of these users do require methodone treatment, but you can't give drug users unregulated access to opiates. That is just not gonna work out. Either they are going to self taper ("stretching" their tail of their stash) or they are going to end up in a hospital and get tapered by a professional.

    • TMWNN 38 minutes ago

      >Either all of Mexico can move to the US (probably not a winning solution)

      Indeed, it is not.

      But not for lack of trying. The biggest migration in history is the 10% of Mexico that has moved to the US since 1970. <https://www.reddit.com/r/dataisbeautiful/comments/1trqnn8/he...>

      As of 2024, 11 million Mexican-born people live in the US. <https://ourworldindata.org/where-do-migrants-live-and-where-...>

      • dpm2 8 minutes ago

        Where do you get the line about the biggest migration in history from? Your link seems to just be to a one sentence Reddit comment from someone with the same username as you, and no source.

  • an hour ago
    [deleted]
  • thinkcontext 2 hours ago

    I wonder how much this will drive adoption of crypto for remittances.

    • lokar an hour ago

      I don’t see how. Their problem is they have cash and want to turn it into something else. The law criminalizes that transaction without reporting.

  • OutOfHere 2 hours ago

    Money laundering is an absurd concept. People should be free to transfer money to whoever they like, without permission. It is a fundamental purpose of money. To deny this purpose puts the validity of particular money into question. Putting up fences results in a very high rate of false positives. No wonder people use crypto as they should.

    If you want to go after cartels, then actually go after cartels. That's not what they're doing.

    • palmotea an hour ago

      > Money laundering is an absurd concept. People should be free to transfer money to whoever they like, without permission.

      They got Al Capone for tax evasion, not any of the other obviously illegal stuff he was doing. I don't know the details, but I imagine it was because he put in effort to create an organization that made it difficult-to-impossible for the law-abiding feds to go after him directly. That's why it's important to also prohibit the ancillary activities of crime.

      And money laundering isn't an absurd concept, it just means it's additionally illegal to conceal the origin of illicit income.

      If you want to get all dogmatic against stuff like laws against money laundering, come up with an effective alternative. Otherwise those laws aren't going anywhere and few will care about your objections, because they're unreasonable.

      • mdp2021 an hour ago

        > If you want to get all dogmatic against stuff like laws against money laundering, come up with an effective alternative

        No, it's not just a matter of alternatives: it is also a matter of principles.

        For example: in europe, I am unable to make online purchases with electronic money, as all the payment devices are tracked, matched with a personal identity - they cannot be unidentified as they could be only a few years ago. There existed occasional cards for online shopping - now they ask you a local telephone number, identity tied. This under the excuse of "countering money laundering". So there you have "privacy" vs "financial monitoring" - with immensely disproportionate effects in a farcical manouvre.

      • Ekaros an hour ago

        Obvious solution is to make soft drugs like fentanyl fully legal. Just apply sufficient purity to standards as regulation like with any other drug. Issue solved instantly. It is not like other deathly drugs aren't already legal.

        • OutOfHere an hour ago

          Fentanyl is not a soft drug, but opium, heroin and morphine can be so if administered correctly, and meet the same needs satisfactorily. Fentanyl is extremely deadly if misdosed.

        • palmotea an hour ago

          Obvious solution is to make soft drugs like fentanyl fully legal. Just apply sufficient purity to standards as regulation like with any other drug. Issue solved instantly. It is not like other deathly drugs aren't already legal. [emphasis mine]

          sarcasm or typo?

          • Ekaros an hour ago

            Just pointing out the double standards and the main funding source being due to illegality. And we all known how many people die due to ethanol each year. But because it is drug of the choice by too many totalitarian fascists it won't get banned like other drugs do.

            • palmotea an hour ago

              > Just pointing out the double standards and the main funding source being due to illegality. And we all known how many people die due to ethanol each year. But because it is drug of the choice by too many totalitarian fascists it won't get banned like other drugs do.

              Alcohol is a drug with a huge amount of cultural significance going back millennia. Don't be a robot: it's in a different category and not a double standard.

              Buy yeah, one easy solution to crime problems is just to make everything legal. Sure, it totally misses the point, but it seems very clever to the software engineer mind.

              • Ekaros an hour ago

                So it clearly is double-standard. Excusing it with "cultural significance" is clear example of something being double standard. And it is one of the worst reasons to have. Genital mutilation of children of both genders is also of "cultural significance" so I take those supporting allowing it are also reasonable? Or is that a different category because it is not your culture?

                If keeping it illegal is not working clearly best move forward might be to look at making it legal thus solving the issue. And that does not miss a point. Lot of stuff previously illegal has been made legal. So why not drugs like fentanyl?

                • palmotea 30 minutes ago

                  > So it clearly is double-standard. Excusing it with "cultural significance" is clear example of something being double standard. And it is one of the worst reasons to have. Genital mutilation of children of both genders is also of "cultural significance" so I take those supporting allowing it are also reasonable? Or is that a different category because it is not your culture?

                  No. Frankly, it just means you're being zealous and small-minded: hyper-focusing on little bits (and feeling very self-righteous as a result) without looking at the whole picture. Demanding the world conform to whatever limited understanding you have of it. I see it all the time.

                  Alcohol is its own category, whether you chose to recognize it or not. That's the truth, so quit whining about it.

                  > If keeping it illegal is not working clearly best move forward might be to look at making it legal thus solving the issue. And that does not miss a point. Lot of stuff previously illegal has been made legal. So why not drugs like fentanyl?

                  Because it opiates being legal and freely available was not working? Ignoring your myopia for a minute, what you're really advocating for is a dumb oscillation between the problems of legalized opiates and illegal opiates, because you're letting the perfect be the enemy of the good.

                  • Ekaros 17 minutes ago

                    I don't think you are ready for constructive non-zealous open-minded discussion which objectively looks at whole thing without any previous biases or and wider understanding. So it is pointless to continue this discussion as you are not ready to take it honestly.

                    • palmotea 5 minutes ago

                      > I don't think you are ready for constructive non-zealous open-minded discussion which objectively looks at whole thing without any previous biases or and wider understanding. So it is pointless to continue this discussion as you are not ready to take it honestly.

                      Heh. I mean, you're the one who's been refusing to look outside your narrow focus to "look at the whole thing" and rejecting "wider understandings" (e.g. the actual cultural significance of alcohol, the well-understood negative effects of freely available opioids), but whatever. You be you, and twist things however you need to save face.

    • bulbar 40 minutes ago

      Money laundering is about hiding illegal actions by faking the source of the money.

      Generally speaking, it makes sense to me that a society wants to make that difficult.

    • BobbyJo 2 hours ago

      > Money laundering is an absurd concept. People should be free to transfer money to whoever they like, without permission.

      This ignores that taxes are a thing that need enforcement. Its like saying basic necessities should be free, the world should be without pollution, or cancer shouldn't exist.

      • OutOfHere an hour ago

        Well of course they should be. You have been brainwashed so much that you can't even conceive of a different world.

        For taxes, I favor land value tax. Basic necessities can absolutely be free under it, as the super rich hold plenty of land. We can have a world without much pollution if we switch away from fossil fuels, and if we take the lifecycle of chemicals into account. Note that excesss carbon dioxide is pollution too. Regarding cancer, medical science is working toward it.

  • ajross 3 hours ago

    This article is repeating a transparently false framing as the truth. This wasn't a law about cartel money laundering, which doesn't happen near the border anyway. Money laundering at scale happens in the global market and always has.

    The clear purpose of the regulation was exactly the "side effect" detailed in the article: hurting immigrant communities that maintain ties across the border. And it worked. It does no one any good to pretend otherwise.

    • abfan1127 3 hours ago

      The issue is that it wasn't "clear" to sufficient people. Too many people believe at face value the claims. Some of them honestly believe the face value claims.

      • scottLobster 2 hours ago

        I'm not sure that more information will help those people. I saw an interview with a Haitian-American restaurant chain owner who voted for Trump and was dismayed that he might have to close a couple of locations due the removal of Temporary Protective Status for Haiti causing him to lose employees. He said that Trump sold him on the idea that "he was a businessman, and would act like a businessman", and that he now regrets his vote.

        Like, the "eating the cats and dogs" line, specifically targeted at Haitians, wasn't enough for you to think that maybe this guy didn't have your best interest at heart? Also Trump's history as a "businessman" is anything but wildly successful or something to envy.

        These people will see whatever they want to see until they get hit, so unless you're in a position to provide the hit, or somehow impart discernment that most elementary school kids have, they can only be contained and we should be happy if they pay their taxes and don't vote.

        • watwut 2 hours ago

          > Also Trump's history as a "businessman" is anything but wildly successful or something to envy.

          Maybe we should stop treating these contradictions with Polyanna level of naivety. What is more likely: a.) these people did not seen the obvious contradictions or b.) these people are giving out publicly palatable sympathetic responses. It is all economic vote, except that conservatives were never good for small businesses.

          What if these people are not as dumb as they pretend to be. What if they are actually attracted to the same thing that makes other men attracted to Trump - the male supremacy ideology and the racism against "not them exactly". The fun ugly part of it. The cruelty against homosexuals and trans. Saying that openly will still makes you look bad, so we get the "we had no idea, this was just economic vote" kind of nonsense.

          • scottLobster an hour ago

            One can be both malicious and naive. Regardless, more information isn't going to solve the issue. The information was presented; they ignored it for whatever reason.

            Getting them to stop ignoring information they don't like is the problem.

          • mdp2021 2 hours ago

            > What if these people ... What if

            What if we got proper stats instead of adding slices to the pie chart not knowing how big they are.

            "What if they were all perverts". Well, that would have been remarkable in the distribution of chances.

            • watwut an hour ago

              > What if we got proper stats

              We have plenty of those, we are just ignoring them.

              > "What if they were all perverts". Well, that would have been remarkable in the distribution of chances.

              There would be absolutely nothing remarkable about distribution of chances here. It is the most plausible and explanation. It is also completely consistent with all the data we have - including the fact that record of abuse never harms republican politicians. Instead, it raises their credit. It is also consistent with philosophies the leadership openly pushes for.

    • thinkcontext 2 hours ago

      Its a particularly galling policy for disproportionately hurting small businesses given the number of money laundering, sanctions avoidance, etc big fish Trump has pardoned, ended investigations and enforcement generally.

      • cowboylowrez 6 minutes ago

        not to mention a certain financial firm cancelling trump on suspicions of HIS money laundering lol

    • 3 hours ago
      [deleted]
    • tangamandapio 2 hours ago

      The belief that all the people you yourselves elected are lying all the time and openly out to get you is such an uniquely Gringo idea it's entirely possible the migrants in this community, like the one showcased in the article, mistakenly took the racists' word at face value.

      Retrospectively, looking at the various kinds of concentration camps set up all over the country, that might have been a bad choice to make. But that doesn't make it a less reasonable one at the time.

      • ratelimitsteve 2 hours ago

        in fairness: the people we elected lie a lot and one of them has built a personal army that he uses to fill the concentration camps you allude to.

  • bix6 3 hours ago

    Ah yes let’s ruin someone’s life over $200 but nobody look at Trumps accounts. He definitely was debanked for political reasons and not because he was laundering money.

    • ratelimitsteve 2 hours ago

      the problem with Poe's Law is that when someone else violates it by misreading your sarcasm you're the one who has to pay the fine in fake internet points.

      • pRusya 2 hours ago

        Internet points are real and carry weight. Online friends are real, too.

      • bix6 an hour ago

        I live for downvotes tbh

    • throwaway894345 2 hours ago

      > He definitely was debanked for political reasons and not because he was laundering money.

      What proof do you have? On what planet would major banks piss off the most capricious and unrestrained president in modern US history? What possible upside could there be for them? Trump (34 time fraud felon known for scamming everyone he can and using his position in government to massively enrich himself) was almost certainly "debanked" because he is doing more of the same shady shit that he's known for and the banks are obligated by the law to treat him like anyone else.

      • bix6 2 hours ago

        My post was sarcastic. July 12th Capital One said they closed accounts due to AML concerns.

        https://www.snopes.com/fact-check/capital-one-close-trump-ac...

        • throwaway894345 an hour ago

          My bad. I hear stuff like this all the time, not expressed sarcastically.

      • alistairSH 2 hours ago

        I think the parent post was sarcasm.

        Capital One closed hundreds of Trump's accounts in 2021. Trump is suing them, claiming it's a political debanking. CapOne fighting back because they feel their AML team was correct to close those accounts.

        https://www.reuters.com/legal/government/capital-one-says-it...

        • throwaway894345 an hour ago

          Thanks, I misread the parents sarcasm for garden variety MAGA comment.

      • exe34 2 hours ago

        Congratulations on your humour bypass! I hear it's a difficult surgery. You must have had a good surgeon.

        • mdp2021 2 hours ago

          And to think I have censored my "Welcome to the Internet, where you will find post-flatearthers that believe in the shape of a 2.5d Moebius bottle".

          Given the type of things vocal people believe, no, posters must know we cannot assume people be joking.

  • catigula 2 hours ago

    The amount of nickel-and-diming and outright being screwed over at local businesses I've experienced in my lifetime vastly eclipses generous return policies and treatment by megacorporations.

    • x3ro an hour ago

      Let’s keep in mind that US corporations just received literal billions in tariff refunds, effectively stealing money from everyone who bought anything in the last year.

      But i’m sure being charged an extra dollar at a small store that’s barely getting by (assuming this is true) is the real problem..

    • foco_tubi 2 hours ago

      Hot take: it’s generally probably less harmful psychologically to be screwed over by an identifiable individual than a faceless mega corporation. Rationalizing a bad experience as “one bad apple” feels better than ruminating over systemic oppression.

  • altern8 2 hours ago

    I forget where I read this but I agree that if you want to know the real reason for a government policy, look at the effect is has.

    It's pretty obvious what they're doing.

    • kej 2 hours ago
      • gruez 2 hours ago
        • kej an hour ago

          I'm sure POSIWID gets used as a reductive way to avoid thinking through things, but his examples seem just as devoid of thought. His 67% cancer center could probably cure more cancers if society invested more in cancer treatments and research, or if doctors persisted in continuing treatment instead of palliative care more often. Russia could nuke Kiev, or Ukraine's Western allies could send their own troops to push Russia back. The New York bus system could convert to all electric vehicles but that would cost a lot and have its own environmental considerations.

          In the current conversation, the policy could have been based on research about where and how cartels were doing their laundering, and designed in a way that minimized the impact on non-cartel immigrant communities.

          In all of those cases, the system is the result of choices that lead to the current outcomes, and I think that's the part that's worth thinking about.

          • gruez 38 minutes ago

            >but his examples seem just as devoid of thought. His 67% cancer center could probably cure more cancers if society invested more in cancer treatments and research, or if doctors persisted in continuing treatment instead of palliative care more often. Russia could nuke Kiev, or Ukraine's Western allies could send their own troops to push Russia back. The New York bus system could convert to all electric vehicles but that would cost a lot and have its own environmental considerations.

            Right, but the original claim wasn't "the purpose of a system is what it can accomplish subject to the political and economic constraints placed on it", it's just "the purpose of the system is what it does".

        • TheJoeMan 2 hours ago

          "The purpose of a cancer hospital is to cure as many patients as possible" seems also like an extreme? They are businesses, after all, and there will be cases that would be unreasonable to pursue?

        • jst1fthsdys 19 minutes ago

          Damn, what a waste of words. Does nothing but give brain dead examples while ignoring that the phrase is critical of systemic societal issues.

          Law and order is the stated intention. The cops not solving crimes for the poor and them beating the poor is the system's purpose.

          Instead of noticing that violence isn't applied equally, or that unequal resources are spent enforcing justice for the rich versus the poor, he compares it to carbon emissions from busses. Wow, how insightful.

        • altern8 an hour ago

          Yes! That one, thanks.

      • adithyareddy 2 hours ago

        This meme needs to die, such a complete thought terminating cliche.

        • pyvpx 2 hours ago

          I would love to better understand your thinking behind this statement, if you care to elucidate.

    • mhurron 2 hours ago

      So there is no such thing as unintended consequences? Everything always works to the master plan?

      • Isaackoz 2 hours ago

        Don't you know? Our great leaders are playing 4d chess on a higher dimension and everything they do is carefully planned and executed. Every failure and blunder is a move beyond our comprehension as part of the supreme master plan. Haven't you read The Art of War???

        Obviously sarcasm... But in all seriousness, it's scary how many people genuinely believe this.

    • an hour ago
      [deleted]