UPI: Anatomy of a Payment Transaction

(timeseriesofindia.com)

21 points | by prtk25 3 hours ago ago

5 comments

  • jesuswasjew 33 minutes ago

    Centralized, kyced, private money transaction network. Is this something good?

    • haskman 16 minutes ago

      Yes it is. It's not trying to be new money, it's your money that already works.

  • pzmarzly an hour ago

    22B transactions a year mean an average of ~700 QPS for the NPCI switch. Of course the traffic is not uniform, it probably peaks at many times that number, but that still doesn't sound that bad - for comparison, a quick Google tells me Nasdaq TotalView ITCH feed peaks at 100k+ QPS at market open.

    • repeek 41 minutes ago

      22B in the month of June 2026, so 264B extrapolated annually.