Launching the Rural Guaranteed Minimum Income Initiative

(blog.codinghorror.com)

67 points | by d4ft 17 hours ago ago

72 comments

  • ranprieur 16 hours ago

    This is better than nothing, but the big advantage of the UBI is that there is no bureaucracy deciding who gets it and doesn't get it. If there are any conditions on the income, then there's a constant danger that the program will become another tool of control.

    • dragonwriter 9 hours ago

      As a contrast to means-tested welfare the U in UBI (whether “Universal” or “Unconditional”) generally is refers to the absence of means- and behavior-testing, it generally does not actually mean that there is no defined scope of eligibility (usually citizens or legal residents of a particular polity, possibly also with an age floor.)

    • bombcar 14 hours ago

      If you have a requirement that the UBI be for citizens only, or for residents only, you've already introduced bureaucracy.

      (Amusingly enough the earned income credit is NOT GMI but it kind of almost is in some cases ...)

      • codinghorror 9 hours ago

        The EIC connection is covered in the history pages, which are fascinating in my opinion: https://rgmii.org/history-of-gmi/

        As for a "does this person actually live in this area" criteria, I have a hard time seeing that single thing alone as "bureaucracy" -- it's quite common.

      • dragonwriter 9 hours ago

        The EITC was inspired by advocacy for a Negative Income Tax (which is generally isomorphic to UBI funded by income taxes, despite coming from the opposite side of the political spectrum.) But the designers couldn't avoid giving in to all the same problems with means-tested welfare that both UBI and NIT seek to eliminate, except or the separate eligibility bureaucracy, which integrating it into the income tax system avoided.

        Of course, a GMI also differs from a UBI/NIT because that term generally refers to means-tested welfare with a sharp (usually 1:1 but not >1:1, which sometimes happens with means-tested welfare programs in aggregate in some ranges) cliff at starting at $0 in outside income up to the level of the minimum guarantee, whereas UBI/NIT benefits have a (usually much) <1:1 clawback via the tax system.

    • codinghorror 9 hours ago

      with GMI the conditions are very simple math: what percent of the poverty line are you within?

      I agree that adding a lot of conditions is part of the problem, but "help those who most need it first" seems like a very logical primary (and perhaps only) condition.

    • wang_li 16 hours ago

      Feb 1: receive monthly UBI payment Feb 2: spend all of it on strippers/drugs/alcohol/twinkies/etc. Feb 3: I'm hungry.

      Unless you are prepared to let the idiots starve to death, UBI will never work.

      • ryanmcbride 15 hours ago

        I also like getting angry at situations I made up in my head

      • hmry 15 hours ago

        Feb 1: receive monthly paycheck Feb 2: spend all of it on strippers/drugs/alcohol/twinkies/etc. Feb 3: I'm hungry.

        Unless you are prepared to let the wagies starve to death, wages will never work.

        Or to put it in less sarcastic terms: Why would UBI payments be more likely to be squandered than any other monthly payments? Especially by people who can't afford food without it. Are there any studies that show such behavior?

        • codinghorror 10 hours ago

          well, none of the study data actually supports these claims, for one thing. Take a look. https://rgmii.org/gmi-study-analysis/

        • renewiltord 14 hours ago

          I suppose the difference is that we have a means-tested program which the wagies can fall into. Was the proposal to have a UBI with a means-tested program behind it? I thought most UBI proponents count on turning off the means-tested program in order to fund the UBI program.

          At $1k/month for 340m people, we will double social welfare spending per capita if we don't turn off the existing programs. That will put the US at the tippy-top of per-capita spending above even Luxembourg. Fascinating.

          • hmry 14 hours ago

            Hmm, means-tested program behind UBI would mean you get more money if UBI is not enough, right? I have heard some arguments in favor of that, for example for disabled people. You are right that those programs need to be a lot smaller and simpler to be worth the bureaucracy. But I doubt "I spent it all on prostitutes" would qualify you for that.

            Other UBI advocates don't want any additional program like that. I think healthcare would need to change a lot to make that viable.

            Or if you mean spending restrictions like those that exist for food stamps, then yeah, UBI usually means getting rid of those. So the argument there would be "people who are on food stamps instead of a job are idiots (sic) / too irresponsible to spend it wisely, so we must control what they spend it on", which is one of the foundational ideas that UBI advocates disagree with.

            • codinghorror 9 hours ago

              I'd like to add that I feel quite strongly "Universal" and "Basic" are hugely probematic words. You end up with massive digressions immediately.. case in point.. look at this AMA for proof:

              https://www.reddit.com/r/IAmA/comments/1onb5y8/can_guarantee...

              How much of that MASSIVE SET OF DIGRESSIONS (which Neil handled like a gentleman, because he's a truly nice person) could have been avoided by not using "universal" (like, every atom in the universe? every person in the world? every mammal in this country) and "basic" (what is basic, even?) ..

        • some_furry 15 hours ago

          EDIT: Wow, I misread.

          • hmry 15 hours ago

            > in reply to your downvoted post

            Huh? My post? It's not.

      • cwillu 15 hours ago

        Yes yes, your 30 word dismissal completely obliterates all contrary evidence.

      • 15 hours ago
        [deleted]
  • hirpslop 15 hours ago

    American government cash transfers overwhelmingly skew rural with the caveat that income maintenance is a smaller slice of the pie.

    This report illustrates rural cash transfers beautifully: https://eig.org/great-transfermation/

    • codinghorror 9 hours ago

      The largest chunk of federal "cash transfers" is not welfare; it is retirement and disability spending. The rural population is significantly older than the urban population.

      Bear in mind that rural poverty rates (~17%) remain persistently higher than urban poverty rates (~12%).

      And in a high-wage urban area (e.g., Seattle), a $20,000 Social Security check is a tiny fraction of the local per capita income. In a rural area, that same $20k check represents a much larger slice of the total economic pie. This makes the reliance on government cash appear massive -- ~29% rural and ~17% urban -- even if the absolute dollar difference is more modest.

      Also, metro areas receive MASSIVE amounts of federal contracting money (defense, science, universities, federal employees), whereas rural areas get virtually none.

      Mostly this is caused by the "graying" of rural America and the persistent lack of high-wage employment in rural areas.

    • bombcar 14 hours ago

      Part of this is causal - if you're on what used to be called "fixed income" (read: social security) you migrate to places where your costs are lower; which is often rural areas.

      Another part is that they're looking at total income over county-levels, which means that one Bill Gates or Elon Musk in your county will wipe out millions of people receiving "transfer payments".

      > In contrast, many metropolitan hubs, affluent suburbs and exurbs, and high-income, high-productivity farming and mining communities remain minimally reliant on transfer income to power their local economies.

      This may or may not be true; depends on the money flow, rich cities can have large swaths of poor people.

  • jmathai 16 hours ago

    > all we want to do is advance the concept of direct cash transfer

    I love the simplicity of this. I've been thinking a lot about generosity myself.

    And while I don't have $100m, our family also has everything we need. What ideas, resources and tools are there for folks like me who want to be as generous as possible with what we have?

    To start, I've set up a Donor Advised Fund because I learned that it's a great way to do something with a bunch of appreciated stock that I don't want to pay taxes on. What other tips do you all have?

    • bombcar 14 hours ago

      Local is often the best way, especially if you don't have resources that would overwhelm them (donating $1 billion to a local food pantry would likely blow it up).

      But get involved personally; attend meetings, talk to people in the community, get to know what is being done and by whom, and places where some money goes a long way will start to become clear. In my experience the all-volunteer places are often way underfunded and don't really know what they're doing beyond helping people; if you can help guide them it can be incredibly valuable.

      • codinghorror 10 hours ago

        100% do things locally. If there is a food bank in your area, support it heavily. That's the absolute base of the hierarchy of needs. For example, in that blog post, expand the immediate donations. Note $100k to Alameda Food Bank, where my partner Betsy regularly volunteers.

  • skybrian 16 hours ago

    I’m not sure which parts are supposed to be new since his previous post. [1] I think it’s the website? [2]

    [1] https://blog.codinghorror.com/the-road-not-taken-is-guarante...

    [2] https://rgmii.org/

    • codinghorror 9 hours ago

      Yes, within 8 months we went from "how do we make systemic change" to actually doing it. This is proof. And the GMI topics are on that dedicated site, not Coding Horror.

  • readthenotes1 16 hours ago

    "Those 10 words had a profound effect on the world. "

    And are a paraphrase of even older words:

    "From everyone who has been given much, much will be demanded; and from the one who has been entrusted with much, much more will be asked." ~30AD

    And probably even older than that.

  • chrisBob 17 hours ago

    If AI and robotics reach their logical goals then projects like this are about to become more and more important. I don't mind machines taking all of the jobs, as long as all of those displaced workers don't starve.

  • rightlane 15 hours ago

    This honestly rubs me the wrong way. I have very close friends who mightily struggle financially but they are always just outside the threshold for assistance. Basic statistics don't capture the people who are barely making it or living on debt.

    The appeal to me of UBI was always that it was highlighting that everyone needs their basic needs met. The moderately paid worker barely making rent in SF needs the money as much as anybody but would never pass a means test.

    • codinghorror 9 hours ago

      it's "yes, and". Help those people who are selling their blood to buy happy meals first. I am not exaggerating. I wish I was. Check out the book "$2.00 a day: Living On Almost Nothing in America" for so much evidence. Disclaimer: I know the author now. Because I have to. It's related to the work we're doing. https://www.google.com/search?q=%242+a+day%3A+living+on+almo...

      Beyond that, maybe SF really is too expensive a place to live in.

      • bombcar 4 hours ago

        I think too many people (especially here, but it's understandable) think poverty just is "barely making rent".

        Oh, that's the rich poverty! There are so many layers below that where it ceases to be poverty and starts being something else entirely, an entire alternate system of bartering and deals and staying alive day to day.

    • bombcar 14 hours ago

      It sounds harsh and mean, but banning unsecured credit cards outright would probably help tons of people in the long run.

  • RickJWagner 15 hours ago

    Mary Gates?

    A gentleman named Luke said “For unto whomsoever much is given, of him shall much be required” a long time ago.

    https://www.biblegateway.com/verse/en/Luke%2012%3A48

  • OutOfHere 17 hours ago

    [flagged]

  • codexb 15 hours ago

    I'm always surprised how even the people I consider incredibly intelligent get pulled into bad ideas.

    • codinghorror 9 hours ago

      What's bad about this idea? I'd like to know.

  • bryanlarsen 17 hours ago

    Why rural Americans? The same amount of cash will go a lot further and likely be more effective in rural areas of other countries. The source of Atwood's wealth (Stack Overflow etc) is global, not American.

    • rangestransform 17 hours ago

      Deindustrialization has hollowed out most American cities outside of major cities, and the corresponding anti globalism tantrum contributed to the current political situation. Because of the apportionment of House and Senate seats, these people hold most Americans hostage with their disproportionate voting power, and paying a ransom seems better than the alternative we are living through.

      • hshdhdhj4444 16 hours ago

        Nope. Globalism has made America richer than pretty much any nation in the existence of human history.

        The election of leaders who prioritize the distribution of wealth from the poorest to the richest rather than vice versa has hollowed out rural America.

        And rural America disproportionately votes for such leaders.

        • js8 16 hours ago

          Technically you're not wrong, but without globalization, deindustrialization wouldn't have happened and unions (and strike threats) would probably be strong enough to prevent the poor to rich redistribution.

          So even if globalization made America richer on average, it also destroyed the fair redistribution mechanism.

      • giraffe_lady 16 hours ago

        [flagged]

    • Sparkle-san 17 hours ago

      Why not rural Americans? When helping someone in my community, I don't first stop and analyze whether my time/money could be better allocated to maximize some sort of utilitarian loss function, I help them because they're there, need my help, and I'm able to help.

      • evanjrowley 16 hours ago

        I don't disagree with you, but there is value in considering how money could be best put to use for the common good.

        One perspective overlooked here is the purchasing power of non-Americans (i.e., not U.S. citizens). Dollars in developing countries can be worth multiple times what they are in the United States. For example, you could help 5000 rural Vietnamese for every 1000 rural Americans. There is also a higher potential for rural Americans to obtain dollars vs. non-Americans. In utilitarian terms you have the potential to do more good by sending money to rural communities overseas.

        I'm saying this as someone who loves Appalachia.

        • Sparkle-san 16 hours ago

          There's a lot of value in helping out locally as well.

          I don't have as much lived experience of someone in Vietnam as I do someone in my community. Nor do I understand the language or the culture. There's more overhead in making it happen and there will likely be a lot of things I'll never take into account or understand. On the other hand, I know what it's like living in a HCOL state where many jobs don't pay enough for a family to survive and have struggled in my own past. Could my money have more purchasing power elsewhere? Sure. And they're still people in my community struggling and I have the power to help them and a greater understanding of what they're facing. Community seems to get discounted a lot in the discussion around effective altruism and I think that's unfortunate.

          • evanjrowley 15 hours ago

            What I know for sure is, if I could, I would invest my money into clean drinking water infrastructure for both communities. Helping families pay the water company to distribute jugs of filtered drinking water is great, but infrastructure that's not contaminated would be so much better for everyone.

        • bombcar 14 hours ago

          We also have the reality that "American charity" has done horrible things to poorer nations - shiploads of free American clothing has decimated African textile industries, boatloads of free American food has destroyed entire nation's ability to feed themselves.

          The further away you are from the recipient the harder it is to see the second and third order effects. Local and small means they can be noticed, and things modified to change the outcomes.

      • bryanlarsen 16 hours ago

        It gives me serious "steal from the poor and give to the rich" vibes. Rural Americans are richer than the majority of humans, and Stack Overflow was a fairly global website.

        Rural America also has a government that is fully capable of taking proper care of it's underprivileged; most governments across the world are not.

        • codinghorror 9 hours ago

          I strongly recommend you check out the book "$2.00 a Day: Living on Almost Nothing in America". People -- in this country, not in the third world -- are regularly selling their blood so they can afford to eat. https://www.google.com/search?q=%242+a+day%3A+living+on+almo...

          What difference does it make if the government is "capable" when it's not happening in practice?

          A lot of areas in this country resemble the third world more than the rest of America. Don't take it from me. Try the book reference I provided and its citations.

        • cosmic_cheese 16 hours ago

          These statements paint with a rather broad brush. There are parts of the US that are so impoverished that it defies belief and more closely resemble pre-industrialization countries than they do what most associate with the United States.

          They also ignore that even if other rural areas are technically speaking more rich than the rest of the world, still struggle with an extreme shortage of opportunity, upward mobility, and sense of purpose.

          I speak from experience, having been raised in one such area. Had I not moved to a tech hub in search of greener pastures (which is not something everybody is capable of), my life would look so different now as to be unrecognizable. Instead of earning the upper end of the salary band for my line of work with numerous upward trajectories to pursue and a solid bit of retirement stuck away, I'd be working a job earning maybe ~20% as much that doesn't keep track with inflation with zero mobility and an even smaller fraction of retirement funds, and that's one of the best possible outcomes in that region and inaccessible to most.

          I've not aligned with the area I hail from politically for a long time now, but clearly it needs help.

          • bryanlarsen 16 hours ago

            I grew up on a farm. I'd far rather be rural poor in America than middle class in the third world.

            • cosmic_cheese 16 hours ago

              I would be too, but I can also see how someone in such a situation could feel depressed, hopeless, and neglected, particularly with the sheer amount of wealth other parts of their own country are producing.

              • OGEnthusiast 16 hours ago

                Maybe they should try not voting for a fascist three times in the row if they expect sympathy from the "rest of their own country".

                • GuinansEyebrows 15 hours ago

                  if we want a better place to live, we have to stop basing social welfare availability on political extortion.

                  positive change is slow and revenge politics makes it slower.

      • OGEnthusiast 16 hours ago

        Rural Americans are responsible for the situation they're in.

      • 17 hours ago
        [deleted]
      • TitaRusell 16 hours ago

        [flagged]

        • mikestew 16 hours ago

          What office is Jeff Atwood running for? I can't seem to find that information in TFA.

        • readthenotes1 16 hours ago

          You don't think there are blacks, gays, atheists and commies in rural US?

          • onraglanroad 15 hours ago

            Sure, but he has limited availability.

    • bombcar 4 hours ago

      A direct answer - because if you donate and work with people near you, you have to deal with the people. It doesn't sound like much, but it's the whole linchpin - you have to face the reality and often realize that what you want to do simply can't be done for any number of reasons, and then you have to back up and try a different tactic.

      If you ship your money across the globe you can sit back and be content that it's working well based on the glossy reports you get; you don't have to actually deal with the people as people; just as statistics.

    • ralfd 16 hours ago

      He writes:

      > because that’s exactly where my parents and I are from.

      • antonymoose 16 hours ago

        Not to mention one of his choices is a white-minority county in rural Mississippi. The idea that Jeff Atwood of all people is a raging racist is insanely laughable to anyone that has followed his work over the last 15+ years.

    • codinghorror 9 hours ago

      "Why rural Americans? The same amount of cash will go a lot further and likely be more effective in rural areas of other countries."

      Again, the data goes into an open global repository that DOES help the entire world. We will all learn from it. When our house is currently on fire, I think we should deal with that first.

      It's also "yes, and". Gates Foundation (among others) is working on other areas of the world and has vastly more money.

    • jccooper 14 hours ago

      Because this is not about charity, but about politics. Specifically demonstration with the intention of advocacy. The advocacy falls down when the demonstration is less applicable.

    • OGEnthusiast 17 hours ago

      [flagged]

      • 16 hours ago
        [deleted]